Forms

• DR-HBA001 - Pre-Screen Checklist — Revised 07/19/24
• DR-HBA002 - Program Application and Affidavit — Revised 07/22/24
• DR-HBA003 - Addendum to Loan Application — Revised 07/19/24

• DR-HBA004 - Intial Compliance Checklist — Revised 07/23/24
• DR-HBA005 - Tax Return Affidavit — Revised 07/19/24
• DR-HBA006 - Certification of No Income — Revised 07/19/24
• DR-HBA007 - Environmental Review — Revised 07/19/24
• DR-HBA008 - Data Sharing Agreement — Revised 07/19/24
• DR-HBA009 - Recapture Notice — Revised 07/19/24
• DR-HBA010 - Assignment Agreement — Revised 07/19/24

• DR-HBA011 - Underwriting Compliance Checklist — Revised 07/19/24

• DR-HBA012 - Checklist Final Compliance — Revised 10/01/2024
• DR-HBA013 - Annual Compliance Monitoring Notice — Revised 07/19/24

• DR-HBA014 - Checklist Post Funding — Revised 10/01/24
• DR-HBA015 - Lender's Closing Certification — Revised 07/19/24
• DR-HBA016 - Borrower's Closing Affidavit — Revised 07/19/24

Homebuyer Education

DR-HBA Program Applicants must complete a Homebuyer Education class prior to loan closing provided by HUD approved counseling agency eHome. The required education includes an 8-hour online Homebuyer Education Course and a 1-hour one-on one(1:1) Counseling Follow-up Session. Homebuyer education is independent, expert advice customized to the needs of a homebuyer to help achieve their housing goals.

The course provided through eHome is the only online course accepted for the DR-HBA Program. The fee is $99 and can be paid from the HBA Loan funds (Use coupon code GOLDEN for $5 off). A certificate of completion will be issued to the homebuyer after the online education and follow up 1:1 counseling have been completed.

US Bank Approval (Master Servicer)

Obtain approval as a Correspondent Lender with Servicer, US Bank, HFA Division

• Website: www.hfa.usbank.com
• Toll-free (800) 562-5165 (no voice mail)
• E-mail:

GSFA Approval

Complete and return to GSFA signed copies of the following documents:

• DR-HBA - Program Lender Agreement - Revised 07/19/24
• DR-HBA - Lender Profile - Revised 07/19/24

US Bank Support

• Lender Management
  • For new or reactivation package requests, general inquiries on new or existing lenders, all existing account inquiries.
  • E-mail:
• Client Support
  • For HFA program related inquiries.
  • 1-800-562-5165, Option 2
  • E-mail:
• HFA Customer Care
  • Contact for post-closing/pre-funding status requests, questions on deficiencies, pooling, and post-closing/pre-funding policies and procedures.
  • 1-800-562-5165, Option 1
  • E-mail:
• Lenders can also refer to the HFA Lending Directory that is in the Lending Guide in AllRegs.
  • Website: www.usbank.com/correspondent
  • Scroll down to ‘Discover customized partnerships for HFA lending’ section
  • Select the Select the ‘HFA Guidelines’ link

Lender / Realtor Training