Our Team
Meet the passionate and dedicated team at the Golden State Finance Authority! Our staff and Board of Directors embody a commitment to excellence, bringing expertise and a collaborative spirit to every project.
About Us
Golden State Finance Authority
Where Affordability Meets Flexibility®
For more than 30 years, Golden State Finance Authority (GSFA) has actively supported affordable housing and community development in California. We accomplish this by developing and managing programs that offer financing for residential home purchases and refinancing, energy efficiency improvements for commercial and residential properties, multi-family housing construction and rehabilitation, as well as vital infrastructure projects for cities and counties.
GSFA was established in 1993 as a California Joint Powers Authority and recognized public entity under the Government Code of the State of California (under and by virtue of Articles 1-4 of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California).
Our mission extends beyond financing; we are dedicated to building lasting partnerships that enhance the social and economic well-being of the communities we serve. Join us on our journey to make a meaningful impact!
Our Affiliates
Our affiliated organizations aim to tackle key challenges in communities, such as meeting environmental and regulatory standards and promoting economic development. Discover how these collaborations strengthen our efforts to serve residents and improve communities statewide.
Public Records
We are dedicated to transparency and accountability, ensuring that the public has easy access to our records. View important information about GSFA’s activities and operations, and learn more about our initiatives and how we support communities throughout California.
Newsroom
Find the latest updates and announcements from the GSFA in our Newsroom. Stay informed about our initiatives, community impact, and events as we work to promote affordable housing and economic development across California. Check back regularly for news that matters to you!
Events and Education
Find a range of resources and programs designed to enhance your understanding of homeownership and financing options. Whether you're a first-time homebuyer, realtor or looking to expand your knowledge, explore our offerings to help you make informed decisions and navigate the housing landscape effectively.
Giving Back
At GSFA, we believe in the power of community and the importance of giving back. Discover how we engage with our communities through various outreach efforts and partnerships, and learn how our contributions help create a positive impact in the lives of those we serve.
Request for Proposal
Find the latest opportunities to collaborate with GSFA. We invite qualified vendors and organizations to review our current RFP listings, along with detailed submission requirements and deadlines.
E-News Subscription
Receive the latest news, announcements, and insights directly in your inbox. Whether you’re interested in affordable housing initiatives, community development programs, or upcoming events, subscribing ensures you won't miss any important information.
Celebrating
31 Years
of Impact
- Empowered 86,100 individuals and families to achieve homeownership through purchases and refinancing in California
- Delivered 670.2 million in down payment and closing cost assistance
- Facilitated $16.1 billion in single-family loan financing
- Issued $2.7 billion in tax exempt and taxable mortgage revenue bonds
- Successfully completed 36,500 residential or commercial energy efficiency infrastructure projects
- Engaged in $1.1 billion in financing for energy efficiency initiatives
Stats above updated as of 10/09/2024.
What People Say?
I was helped with down payment assistance.
It is with much enthusiasm that I am writing to recommend the services of GSFA. It if wasn't for them I probably wouldn't have been able to even think about purchasing my home. So they really helped me a lot. I am very happy and excited! Thanks, GSFA.
— Selita BlancoSan Bernardino County, August 2021
GSFA Platinum Program
Amazed there was anyone out there willing to help…
We would most definitely recommend the program to others and we would tell them, 'There is a wonderful program that wants to help you own your own home and are willing to gift you the money. Really, this is a true story, it happened to us, ask your lender to look into it, it is a blessing.'
— Guide and Joyce BassiPlumas County, March 2018
GSFA Platinum Program
Home sweet home…
We were super blessed that with your donation you made it possible to finally provide a family in need a place to call home.
— Juana VeraLos Angeles County, March 2018
GSFA Platinum Program
We prayed to God to offer us an opportunity with our children.
We lived in Florida, Arizona, Washington, and Colorado and me and my wife were first generation trying to create that American Dream! It was almost impossible to afford a home in the Bay Area. We were paying $2,100 for a 1-bedroom apartment in the San Jose area. When COVID hit, homelessness was everywhere, people were being evicted and everyone seemed to be in survival mode. With our 2 children, there just was not enough space! Your grant made our dreams come true.
— Edwin MirandaSan Joaquin County, February 2021
GSFA Platinum Program
This has been a life changing event.
Our move here has impacted people in this community. My son is severely disabled. I could not care for him on my own as I worked tirelessly and then manage his medical issues, schooling, and behaviors. I was overwhelmed as a single mom. But, this home, this place has given me the opportunity to be home and manage. In turn, he has progressed. He has given his teachers a new perspective, his classmates compassion and the community inspiration and respect for others they may have never had before we moved here.
— Melanie ChristianPlumas County, March 2018
GSFA Platinum Program
Life has changed for the better.
I would have never believed that I could ever buy a cond[o]. I love having this 3-bedroom, 3 bath home with 1,821 sq ft on a 2,911 sqft lot that was estimated at $282,000. I thank Golden State Finance Authority Platinum Down Payment Assistance Program for their help to offset my down payment. I felt that I had attained the American dream, which I had heard about, but never believed that I could accomplish, being a black man born and raised in the projects in Detroit.
— Marvin RandolphSan Bernardino County, February 2021
GSFA Platinum Program
It was quick and easy…
We had started planning for purchasing a home a year in advance but we were slow on the saving up for the down payment, as well as have enough left over in regular savings. Through research online and meeting with a loan specialist, we learned that we qualified for assistance and did not need the large sum of money we thought we did. With the forgivable loan from GSFA, we were able to realize our dream of being homeowners. It was quick and easy and before we knew it, we had already closed on our home. We are so happy with our purchase and GSFA was able to make that happen.
— Toulue ThaoSacramento County, February 2021
GSFA Platinum Program
Next entered our Angels…
Without your program we would still be renting and trying to saving the 3.5% or more that was required for the down payment. As you are aware that can become a monumental task on low income or retirees such as ourselves. Thank you for the work that you do for folks like us.
— Greg & Christine JeffersonSacramento County, July 2018
GSFA Platinum Program
Completely elated and excited…
Being a young adult woman in the U.S. Navy I never thought it would be possible to buy a home. My plan was to use the VA home loan with no downpayment. When I realized they wouldn't appraise the house I wanted I was stuck in a pickle. When my loan officer told me about GSFA I was shocked. I went from being completely unprepared and worried about the closing costs to completely elated and excited. Being a first time homebuyer is a very stressful process but thanks to you it turned out very smooth.
— Bridgett WeimerSan Diego County, November 2021
GSFA Platinum Program