About Us

Golden State Finance Authority

Who We Are

GSFA is a California Joint Powers Authority and a duly constituted public entity and agency, the mission of which is to provide affordable housing and contribute to the social and economic well-being of California residents.

The Authority was organized in 1993 and exists under and by virtue of Articles 1-4 of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California.

What We Do

Golden State Finance Authority (GSFA), develops and administers programs that provide a source of financing for residential home purchases or refinances, commercial and residential energy efficiency improvement projects, multi‐family housing construction and rehabilitation projects and city and/or county infrastructure improvements.

Over the past 31 years, GSFA has helped over 85,700 individuals and families to purchase or refinance a home in California, totaling more than $15.9 billion in first and second loan financing, and provided over 664.1 in down payment and closing cost assistance to homebuyers. In addition, GSFA has participated in more than $1.1 billion in loan financing on 36,300 residential and commercial energy efficiency projects.

Stats above updated as of 04/09/2024.

Serving California for Over Three Decades

We strive to provide the best homebuyer assistance programs possible, which means staying innovative and responsive to the needs of California homebuyers. That also means supporting our lending partners with quality and professional service.

  • Highly competitive programs
  • Variety of options to meet individual needs
  • Flexible qualifying guidelines
  • Easy process for homebuyer and lender

Why Us

Our relationships with lender and real estate professionals is vital to achieving our goals. We depend on our mortgage professionals to get the necessary assistance into the hands of the California borrowers who need it.


We treat our business partners with appreciation and respect. We listen to the needs of homebuyers and our business partners to adapt our programs to fit their goals and needs.

What People Say?