Looking for Down Payment Assistance?
Whether your client is a first-time homebuyer or not, take a look at our programs that provide down payment and closing cost assistance...
Income Limits
GSFA DPA Programs
Income Limits
Income limits for the GSFA Down Payment Assistance (DPA) Programs are determined by the type of first mortgage and the county in which the property is located. The income limit is based solely on qualifying income (the income used for qualifying purposes).
Please refer to the tables below for more details. If you have additional questions, please Contact Us.
NOTE: For Income Limits applicable to the ReCoverCA Homebuyer Assistance (DR-HBA) Program, refer to the Program Policies in the DR-HBA Lender Participation Guide.
FHA, VA and USDA Loans
GSFA does not set income limits for FHA, VA, or USDA loans originated through GSFA DPA Programs. Please refer to the guidelines of the respective loan agencies for any applicable income limits.
Freddie Mac Conventional Loans
For income limits on Freddie Mac Conventional Loans originated through GSFA DPA Programs, please use the drop-down menu below to select the county in which the property is located.
Related Posts
Ready to Get Started?
Find out if Down Payment Assistance can help you purchase a home in California. Our Lenders are here to answer questions about programs, look at your personal financial situation and help you get started.
Educational Videos
Watch real homebuyer success stories, learn about recent program updates and enhancements and more...
Learning Center
Training, marketing and other resources to help you boost your business while helping homebuyers...