Down Payment Assistance

GSFA Down Payment Assistance

Facing Challenges with Down Payment? — We're Here to Help!

When you purchase or refinance a primary residence in California through one of our Down Payment Assistance (DPA) Programs, you obtain a First Mortgage and Down Payment and Closing Cost Assistance at the same time. This assistance, also referred to as DPA, can be used towards your down payment and/or closing costs, or to reduce the principal balance on the First Mortgage Loan (which in turn can lower your monthly payment).

Bottom line, we are here to help you become a homeowner with little-to-no money out-of-pocket and possibly much sooner than you thought possible.

Where Affordability Meets Accessibility®

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Program Features:

  • No first-time homebuyer requirement
  • Perfect credit is not required
  • Income limits are generous
  • Assistance up to 5.5%

Want to Learn More?

To learn more about our individual Down Payment Assistance Programs, clink the link to the program of interest.

When you are ready to apply or have specific questions, reach out to one of our Participating Lenders. Our Lenders will provide complete program guidelines, interest rates and APRs, and help you make the right decision for your specific situation and needs.

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