Golden State Finance Authority (GSFA) provides access to mortgage financing, down payment assistance, and mortgage credit certificates for California homebuyers.
GSFA also provides financing for homeowners making energy efficiency improvements to residential property(ies) they own.
Explore the programs below to learn more.
Down
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GSFA provides down payment assistance (DPA) to help California homebuyers purchase or refinance a home with little-to-no money out of pocket. There is no first-time homebuyer requirement and you don't have to have perfect credit to qualify. To learn more, click on the links below: |
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Mortgage |
GSFA provides a tax credit certificate to qualifying homebuyers through the issuance of a Mortgage Credit Certificate (MCC). With an MCC, the homebuyer is eligible to take a portion of the interest paid on the mortgage as a special tax credit each year. The GSFA MCC® Program provides a 20% MCC for eligible homebuyers in over 44 counties of California. |
Multi-Family |
GSFA is now accepting applications for its Multi-Family Finance Program. |
Energy |
The incentives provided through this program focus on installation of energy storage technologies to service communities most impacted by Public Safety Power Shut-off events and/or located in Tier II or Tier III high fire threat districts. |
Energy |
GSFA sponsors two different energy efficiency financing programs which offer zero down financing for replacing old and worn-out equipment with more energy-efficient models and addressing other energy efficiency needs within the home. Both programs feature attractive interest rates and flexible qualifying guidelines. To learn more, click on the individual program below: |
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I had tried to purchase a home before but due to my divorce in 2007 and trials & tirbulations to save money other bidders had out bid me... Thanks to God and your professional organization that has helped me due to being law enforcement. Believing in yourself and rebuliding yourself is possible through faith, hope.
