ReCoverCA Homebuyer Assistance Program
Up to $300,000 in Forgivable Loans for Eligible Households Impacted by 2023/24 Floods
Quick Links
Homebuyer / Community Workshops
Join us for an in-person workshop to learn how the ReCoverCA Homebuyer Assistance Program may help you purchase a home outside flood or high fire zones in California. You’ll get details on program policies, eligibility requirements, qualifying property types, and the steps to get started. — Reserve your seat today and see if this program is your key to a new home!
There are no workshops scheduled at this time. Check back for updates.
Click the links below to download the Workshop Presentation as a handout.
Concluded Workshops
- Tuolumne County | Concluded Oct 7, 2025
- Santa Cruz County | Concluded Oct 20, 2025
- San Benito County | Concluded Oct 27, 2025
- Monterey County | Concluded Oct 30, 2025
- Tulare County | Concluded Nov 5, 2025
- San Diego County | Concluded Nov 5, 2025
- Watsonville | Concluded Nov 13, 2025
Questions or Ready to Get Started?
(1)This web page contains general program information, is not an offer for extension of credit nor a commitment to lend and is subject to change without notice. Complete program policies, eligibility requirements, loan applications, interest rates and annual percentage rates (APRs) are available through ReCoverCA HBA Lenders.
The ReCoverCA Homebuyer Assistance (DR-HBA) Program is provided by the California Department of Housing and Community Development (HCD) in collaboration with GSFA as Program Manager. Funding for the Program is made possible through a Community Development Block Grant - Disaster Recovery (CDBG-DR) grant from HUD.
Testimonials
We received over $339,000 in assistance!
I was excited at the prospect of being able to purchase a new home. But I was also skeptical, as it sounded too good to be true. But it turned out to be exactly as my son had described it. And by the grace of God and the Recover California Homebuyer Assistance Program, I am now a proud homeowner! We received over $339,000 in ASSISTANCE! WOW! I am still pinching myself to make sure it's real. We closed escrow in October and couldn't be happier. This was one of the happiest days of my life. I would highly recommend this program to anyone considering it.
— Richard MeyerShasta County, February 2025
ReCoverCA HBA Program
I would highly recommend this program to others.
We were evacuated for a wildfire, and it was a very traumatic experience for our family... The forgivable grant we received literally made all the difference in the world! We feel so much safer and secure, and the grant made homeownership possible for us where it would not have been otherwise. We were able to find a house that accommodates our growing family, in a far less fire-prone area with nearby fire protection, in a very nice, low-crime neighborhood.
— Raymon CurtisShasta County, November 2025
ReCoverCA HBA Program
It’s hard to describe the joy of achieving something we never thought possible.
Living in Napa Valley, wildfires have always been a looming fear. Thanks to RecoverCA, we were able to buy a home in a safer, low-fire-risk area, allowing us to finally feel a sense of security. The peace of mind that comes with knowing we are in a safer place for our growing family is truly invaluable.
— Natalie Sheehe & Richard Sheehe IIINapa County, March 2025
ReCoverCA HBA Program
It felt like a heavy weight was lifted.
Thanks to the ReCoverCA program, I am now the proud owner of a gorgeous new home in Chico, California. Because of this program, I was not only able to afford a home outside of the high fire danger area, but a home with the most up to date fire prevention possible. Even as a single income family.
— Mary and James BunnButte County, February 2025
ReCoverCA HBA Program