Homebuyers (First-time or Repeat Buyers)

Down Payment and Closing Cost Assistance

Purchase a primary residence with little-to-no money out of pocket through GSFA's programs and Participating Lenders.

Down Payment Assistance
Lenders and Real Estate Professionals

Lead the Way to Homeownership

Explore our resources to help you originate, process and promote GSFA homeownership programs and boost your business.

Residential or Commercial Property Owners

Energy Programs

Explore a variety of financial assistance program to help you make energy efficiency improvements, leverage incentives for energy storage and more.

Our Financial Assistance Programs

We believe that homeownership can have a very positive impact on local communities and economies. We are proud to play a role in supporting affordable homeownership through a variety of financial assistance programs for homebuyers and homeowners.

Down Payment Assistance

Not just for first-time homebuyers! Those looking to break the homeownership barrier in California can take advantage of our assistance programs to help with the down payment and closing costs.

Energy Storage Technology

The GSFA Advanced Rebate Program provides up-front funding to Developers installing battery storage equipment for medically vulnerable or low-income homeowers in high fire threat areas of California.

Energy Efficiency Financing

Energy efficiency measures can increase property value, reduce electric bills, and create a more comfortable living environment. Check out our financing options to make it easier for commercial property owners to invest in energy efficiency.

About Us

We strive to provide the best homebuyer assistance programs possible, which means staying innovative and responsive to the needs of California homebuyers. That also means supporting our lending partners with quality and professional service.

  • Highly competitive programs
  • Variety of options to meet individual needs
  • Flexible qualifying guidelines
  • Easy process for homebuyer and lender
Join Our Lending Team
84500
Assisted to Purchase or Refinance
649
in Down Payment or Closing Cost Assistance Provided
30
Supporting California Homebuyers

Latest News

Golden State Finance Authority

Single-Family Bulletins

(Program Updates for Lenders)

Current Bulletin
  • GSFA Platinum Program Update
  • Stay Up-to-Date on Recent Updates - Join us at a live Lender training webinar.

  • Effective immediately for FHA, VA and USDA RD loan transactions under the GSFA Platinum Program, DTIs up to 50% are allowed, with FICOs 680 and higher and AUS approval, except on manufactured housing.   [More]

Upcoming Events

Public Meetings
Lender & Realtor Training
  • Program Guidelines
  • Origination Steps
  • These training webinars are intended for mortgage and real estate professionals and delve into the specific program guidelines and participation requirements.
Educational Outreach Events
  • Homebuyer Events
  • Realtor Events
  • Housing Industry Events
  • We deliver a variety of educational events each month to familiarize both potential homebuyers and real estate professionals with the GSFA homeownership programs.

Testimonials

"My wife & I wanted to get a house after we became nurses. We didn't know where to start, so I looked up home buying assistance for 1st time homebuyers & GSFA had multiple programs to help us out. When we closed escrow, we were both so happy to [be] able to start a new chapter in a home & start a family in a good community."

Kevin Anderson, Riverside County, February 2021

"Our lender handled everything and the process seemed super easy. Ultimately, we received a down payment/closing cost assistance gift of $13,192 and no strings attached."

Amanda & Victor Longo-Fletes, Orange County, November 2019

"The process was super easy, informative and relatively quick… We were able to find the perfect home for us and at the price we could afford. We are super thrilled that programs like GSFA Platinum exists that we share our experience and encourage them to apply."

Barbara Corley Agis, Sacramento County, February 2021

"I want to start with thanking so much for GSFA. If it wasn't for their generosity our dreams of buying a home would have not came this soon. Us starting our family so young we faced the challenge to save enough money to have as a down payment on a home. This program is such as blessing and I want everyone to be able to experience what we did with it."

Miriam Sanchez, Stanislaus County, September 2017
Golden State Finance Authority

Our organization has been providing financial assistance programs for homebuyers and property owners in California since 1993.

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