Guideline: Eligibility is limited to households whose primary residence in 2017, either rented or owned, was in a Qualifying Area listed below:

• County of Sonoma
• County of Ventura
• Zip Code 95470 – In County of Mendocino
• Zip Code 95901 – Predominantly in County of Yuba
• Zip Code 94558 – Predominantly in County of Napa
• Zip Code 95422 – Predominantly the City of Clearlake in County of Lake
• Zip Code 93108 – City of Montecito in County of Santa Barbara

Guideline: To qualify, the primary residence of the Applicant in 2017 must have been located in a High or Very High Fire Hazard Severity Zone.

You can check a property's fire risk using CalFire's Fire Hazard Severity Zone viewer. Areas designated as High or Very High Fire Hazard Severity Zones are marked in pink, orange or red on the map.

Guideline: Household income cannot exceed 80% Area Median Income (AMI), based on household size.

Household income refers to the total income earned by all members of a household over a specific period, typically a year. This includes wages, salaries, bonuses, self-employment income, rental income, interest, dividends, Social Security benefits, and any other sources of income from adults 18 and older living in the household.

To look up the Program Income Limits, follow these steps:

• Click the following link: Income Limits Lookup. A new page will open.
• Select the California county where you plan to purchase a home.
• Locate the row labeled "Low (80%) Income Limits ($)" based on the number of people in your household.
• Cross-reference this row with the column for your household size to find your household income limit.
• Once you have identified your household income limit, ensure that your actual household income is at or below this amount to qualify.

Guideline: Applicants cannot own any real estate at the time of application. Ownership is defined as anyone listed on the title of the property.