Golden Opportunities — Guide

Lender Participation Guide

Golden Opportunties (GO) Program

Information in this Participation Guide is intended for mortgage professionals only. The Guide furnishes Lenders (and real estate professionals) with complete program guidelines and an understanding of the steps to be taken to begin participating in and/or originating Golden Opportunties (GO) transactions. It is organized by the tabs below, for easy reference.

NOTE: Homebuyers interested in the Golden Opportunities Program will want to Contact Us or a Participating Lender for more information and/or a program application.

Click on the tabs below to display contents.

Golden Opportunities (GO) Term Sheets
Program Updates (Single-Family Bulletins)
The Money Source (Master Servicer)

Obtain approval as a Correspondent Lender with Servicer, The Money Source (TMS).

  • E-mail:

GSFA Approval

Complete and return to GSFA signed copies of the following documents:


TMS Support
  • HFA Guidelines Page
  • TMS Seller Guide
  • Scenarios Desk E-mail:
  • HFA Support E-mail:
  • Help Desk E-mail:
Training and Education

We offer a variety of resources to help our business partners understand and utilize the GSFA homeownership programs.

Please visit our Training and Education page for upcoming webinars and other educational resources specifically for Lenders and Real Estate Professionals.

Golden Opportunities Program

Down Payment Assistance Up to 5% — Not Limited to First-Time Homebuyers

Imagine what down payment assistance could do for your borrowers.

Program Overview

The GSFA Golden Opportunities Program provides financial assistance, up to 5% of the Loan Amount, to qualifying homebuyers in conjunction with FHA, VA or USDA First Mortgage Loans. There is no requirement that an applicant be a first-time homebuyer to qualify.

The assistance is provided as a Second Mortgage with an optional Gift.…

Read More

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Golden State Finance Authority

Our organization has been providing financial assistance programs for homebuyers and property owners in California since 1993.

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