About Us

Golden State Finance Authority

Who We Are

GSFA is a California Joint Powers Authority and a duly constituted public entity and agency, the mission of which is to provide affordable housing and contribute to the social and economic well-being of California residents.

The Authority was organized in 1993 and exists under and by virtue of Articles 1-4 of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California.

What We Do

Golden State Finance Authority (GSFA), develops and administers programs that provide a source of financing for residential home purchases or refinances, commercial and residential energy efficiency improvement projects, multi‐family housing construction and rehabilitation projects and city and/or county infrastructure improvements.

GSFA has distinguished itself as a leader in housing finance in California for almost three decades, helping over 84,700 individuals and families purchase a home. GSFA has provided more than 651.2 million in down payment assistance and participated in financing of $1 billion in energy efficiency improvement projects.

Why Us

Our relationships with lender and real estate professionals is vital to achieving our goals. We depend on our mortgage professionals to get the necessary assistance into the hands of the California borrowers who need it.


We treat our business partners with appreciation and respect. We listen to the needs of homebuyers and our business partners to adapt our programs to fit their goals and needs.

Supporting Affordable Homeownership in California for 30 Years

    From 1993 to the present* GSFA has:
  • Assisted more than 84,700 individuals or families to purchase or refinance homes
  • Provided more than 651.2 million in down payment assistance
  • Participated in over $15.5 Billion in loan financing of first and second mortgages
  • Issued $2.7 billion in tax exempt and taxable mortgage revenue bonds
  • Participated in financing over 36,100 residential and commercial energy efficiency projects

* Updated 04/04/2023

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