About Golden State Finance Authority (GSFA)

Who We Are and What We Do

Supporting Affordable Homeownership in California for 30 Years

Golden State Finance Authority (GSFA), develops and administers programs that provide a source of financing for residential home purchases or refinances, commercial and residential energy efficiency improvement projects, multi‐family housing construction and rehabilitation projects and city and/or county infrastructure improvements.

GSFA has distinguished itself as a leader in housing finance in California for over two decades helping over 84,590 individuals and families purchase a home. GSFA has provided more than $649.7 Million in down payment assistance. The agency has also participated in financing energy efficiency improvement projects on 36,000 commercial or residential properties, totalling more than $1 Billion in energy efficiency financing.


Who We Are

GSFA is a California Joint Powers Authority and a duly constituted public entity and agency, the mission of which is to provide affordable housing and contribute to the social and economic well-being of California residents.

The Authority was organized in 1993 and exists under and by virtue of Articles 1-4 of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California.


Our Story (1993 to Present)*

  • Assisted more than 84,590 individuals or families to purchase or refinance homes;
  • Provided more than $649.7 Million in down payment assistance;
  • Participated in over $15.4 Billion in loan financing of first and second mortgages;
  • Issued $2.7 billion in tax exempt and taxable mortgage revenue bonds; and
  • Participated in financing of 36,000 residential and commercial energy efficiency projects.
  • Participated in over $1 Billion in energy efficiency financing.

* Data current as of 01/04/2023.




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