Ygrene Energy Efficiency Program

Program Overview

The Smart Alternative to Credit Based Financing for Energy Efficiency Improvements

You now have an alternative way to finance home improvements to make your home safer, more comfortable and energy efficient. Ygrene's award-winning PACE (property assessed clean energy) financing offers a unique option for energy efficiency, renewable energy, seismic and water saving home improvements, conveniently re-paid with your property taxes.

Program Highlights(1)

  • 100% financing, no money down
  • No payment for up to 12 months
  • Approval is based primarily on property equity
  • Fixed rates, flexible terms up to 30 years
  • No minimum credit score required
  • See if your home is eligible in minutes

Ygrene financing can be used for energy efficiency, renewable energy, and in some areas water conservation and storm protection. Watch this intro video to see how it works.



Check eligibility. Get Approved. Choose a Contractor.

Get Started today. Call 800-207-5070 or visit Ygrene.com.



Frequently Asked Questions (FAQs)

Tip: Click on a question to open or close the answer.

Q-1:   How can Ygrene work for me?

According to the EPA, improving your home’s energy efficiency can help to lower high energy bills, improve comfort and reduce greenhouse gas emissions. And by saving energy, you may be able to increase the value of your home. Making energy efficiency, renewable energy and water conservation improvements to your home or business is easy and affordable with no money down Ygrene PACE financing.

Q-2:   What is PACE financing?

Named one of the top 20 “world-changing” ideas by Scientific American magazine, PACE (property assessed clean energy) is a simple and effective way to finance energy efficiency, renewable energy and water conservation upgrades to buildings. Payments are made with a special tax added to your property tax bill and repaid with terms of up to 30 years, depending on service area and type of improvement. State and local governments approve PACE financing programs to help create jobs, promote economic development and protect the environment.

While PACE programs are enabled by state legislation and must be approved by your local government, Ygrene is not a government program.

Q-3:   Is making payments through my property tax bill a good idea?

Ygrene PACE financing payments are approved under California state legislation Mello-Roos Community Facilities Act of 1982, as amended, and secured by a special tax lien on the property. If you sell your property, payments may transfer to the new owner, just like your property taxes.1

Q-4:   How do I qualify?

It’s easy. If your property is in one of our active service areas, you can get prequalified online in just a few minutes. Eligibility is based on the available equity in your home and your ability to pay—not on your FICO score. While we won’t use your credit score to determine your eligibility for financing, we will pull your credit report to confirm certain underwriting criteria.


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